Social Security & IUL

1.)  Social Security Income – When to Take?

Each year you wait increases benefit 7% (simple) plus additional increase if continuing to work.

These are actual benefit projections from SS report for a person age 62.

SUMMARY: The #’s result is to wait if possible to Age 70 under assumption person will live to Age 90.


2017 Benefit Guide from Allianz:


2. IUL Income Offset – Benefit or Not? 


The Increased SS Income at Age 70 will NOT offset the IUL Account Value loss (and less IUL income) to Age 90 if IUL is used to offset SS Income Ages 66-69.

Comments are closed.