Social Security & IUL

1.)  Social Security Income – When to Take?

Each year you wait increases benefit 7% (simple) plus additional increase if continuing to work.

These are actual benefit projections from SS report for a person age 62.

SUMMARY: The #’s result is to wait if possible to Age 70 under assumption person will live to Age 90.


2017 Benefit Guide from Allianz:


2. IUL Income Offset – Benefit or Not? 


It is possible with enough IUL cash value to retire 4 years earlier (age 66) and still allow a person to wait to age 70 to collect the maximum base Social Security benefit:

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