Policy Costs Increased After Issue – Deal Breaker

These companies have been know to increase UL policy costs after issue.

This is a critical Deal Breaker and for this reason alone I would NEVER sell these companies.  Clients are forced to increase premiums, or reduce face amount or surrender the policy:

F&G: http://kvisit.com/SzY_VAg

TransAmerica:   http://kvisit.com/SyZ7VAw

Washington National (Conseco): no letter proof

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